Quick Answer

TBILLYIELD Function

Calculates the yield for a Treasury bill.

✓ Excel✓ Google SheetsExcel All versions

Syntax

TBILLYIELD
(settlement, maturity, pr)

Parameters

ParameterDescriptionRequired
settlementDate the security is purchased.Required
maturityDate the security expires.Required
prPrice per $100 face value.Required

Basic Example

Yield of a 6-month T-bill

=TBILLYIELD(DATE(2024,1,1), DATE(2024,7,1), 97.5)
Result5.13%

A 6-month T-bill priced at $97.50 per $100 face value has a yield of about 5.13%.

Advanced Examples

Example 1: Short-term T-bill

Money market analysis

Yield of a 3-month T-bill

=TBILLYIELD(DATE(2024,1,1), DATE(2024,4,1), 98.75)
Result: Yield of T-bill
Shorter maturities have lower yields for the same price discount.

How TBILLYIELD Works

TBILLYIELD calculates the yield using the formula (100 - pr) / pr * (360 / days to maturity). This is the standard T-bill yield calculation based on the bank discount method.

1
Enter settlement
Type the settlement
2
Enter maturity
Type the maturity
3
Enter pr
Type the pr
4
Calculate
Press Enter to get the result.

Important Notes & Limitations

  • Maturity must be within one year of settlement.

  • Price must be less than 100 for a positive yield.

  • Uses actual/360 day count.

Common Errors & Fixes

#NUM! errorMaturity is more than one year after settlement or price is invalid.

Fix: Verify dates are within one year and price is less than 100.

#VALUE! errorDates are not recognized.

Fix: Use DATE function or valid date serial numbers.

Download Practice File

Practice TBILLYIELD with Real Data

Download a sample CSV file with pre-populated data and practice exercises for the TBILLYIELD function. Works in both Excel and Google Sheets.

Works in Google SheetsCompatible with ExcelIncludes exercises

File format: CSV (comma-separated values) - opens in Excel, Google Sheets, and all spreadsheet apps

Frequently Asked Questions

What is the difference between TBILLYIELD and TBILLEQ?
TBILLYIELD returns the T-bill discount yield. TBILLEQ returns the bond-equivalent yield for comparison with bonds.
When is TBILLYIELD used?
It is used for calculating the yield of US Treasury bills based on price.