Quick Answer

ACCRINTM Function

Calculates accrued interest for a security that pays interest at maturity.

✓ Excel✓ Google SheetsExcel All versions

Syntax

ACCRINTM
(issue, settlement, rate, par, [basis])

Parameters

ParameterDescriptionRequired
issueDate the security was issued.Required
settlementDate the security matures or is sold.Required
rateAnnual coupon rate.Required
parPar value of the security.Required
basisDay-count convention (0 = US 30/360, default).Optional

Basic Example

Accrued interest for a maturity-paying bond

=ACCRINTM(DATE(2024,1,1), DATE(2024,12,31), 0.06, 1000)
ResultAccrued interest at maturity

Calculates accrued interest for a full year on a 6% bond with $1,000 par value.

Advanced Examples

Example 1: With actual/360 basis

Money market instrument

Use basis 2 for actual/360

=ACCRINTM(DATE(2024,1,1), DATE(2024,12,31), 0.06, 1000, 2)
Result: Accrued interest using actual/360
Money market instruments often use actual/360 day count.

How ACCRINTM Works

ACCRINTM calculates the total interest accrued from issue to maturity. It is used for securities that pay all interest at maturity rather than periodically.

1
Enter issue
Type the issue
2
Enter settlement
Type the settlement
3
Enter rate
Type the rate
4
Enter par
Type the par
5
Calculate
Press Enter to get the result.

Important Notes & Limitations

  • Dates must be valid Excel dates.

  • Basis 0 is the most common convention for US bonds.

  • Par value is usually $1,000 or $100.

Common Errors & Fixes

#NUM! errorInvalid dates or basis.

Fix: Verify dates and basis value.

#VALUE! errorDates are not recognized.

Fix: Use DATE function or valid date serial numbers.

Download Practice File

Practice ACCRINTM with Real Data

Download a sample CSV file with pre-populated data and practice exercises for the ACCRINTM function. Works in both Excel and Google Sheets.

Works in Google SheetsCompatible with ExcelIncludes exercises

File format: CSV (comma-separated values) - opens in Excel, Google Sheets, and all spreadsheet apps

Frequently Asked Questions

What is the difference between ACCRINT and ACCRINTM?
ACCRINT is for periodic coupon payments. ACCRINTM is for securities that pay interest at maturity.
When should I use ACCRINTM?
Use it for zero-coupon bonds or Treasury bills that pay interest at maturity.